> For the complete documentation index, see [llms.txt](https://steakhouse.financial/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://steakhouse.financial/docs/products/zh/vault-products.md).

# 金库产品

Steakhouse Financial 创建金库产品，以风险和期限为基础匹配不同的风险偏好，并使用不同的平台来契合产品目标。

我们当前的产品线可以用下面这个同时包含风险和流动性两个维度的矩阵来概括：

<table data-full-width="true"><thead><tr><th>风险 / 流动性</th><th>高流动性</th><th>中等流动性</th><th>杠杆</th></tr></thead><tbody><tr><td><strong>Prime</strong></td><td><a href="/pages/7636d69983c669a9dcc5fee493f4bf7653eaaab9">Prime 即时</a></td><td><a href="/pages/bfc9abc3ad6440cd37b9634becb88ce7e2c8e9b2">Prime 定期</a></td><td></td></tr><tr><td><strong>High Yield</strong></td><td><a href="/pages/c72c44dc21d0789458605b1e890ebcd5c854cc8e">High Yield Instant</a></td><td><a href="/pages/55b5144ac223c937fe625bce657838076d2f991d">高收益定期</a></td><td><a href="/pages/ad8b6a8854b15047be89db3b400425a813b416f8">Turbo</a></td></tr></tbody></table>

### 代码

<table data-full-width="true"><thead><tr><th>风险 / 流动性</th><th>高流动性</th><th>中等流动性</th><th>杠杆</th></tr></thead><tbody><tr><td><strong>Prime</strong></td><td>steakUSDC</td><td>steakUSDCterm</td><td>steakUSDCturbo</td></tr><tr><td><strong>High Yield</strong></td><td>bbqUSDC</td><td>bbqUSDCterm</td><td>bbqUSDCturbo</td></tr></tbody></table>

流动性指的是该策略固有的期限特征。浮动利率回购由可随时偿还的贷款组成，是低期限策略的一个例子。固定利率贷款通常要到期限结束时才可偿还，是较长期限策略的一个例子。

风险指的是某一策略所对应的底层偿付能力风险和流动性风险。以 cbBTC 或 wstETH 为抵押的浮动利率回购，是一种偿付能力风险极低且流动性足够深厚、几乎可即时完成的策略示例。中等风险指的是更长尾的抵押品市场，这些市场在市场压力时期可能面临挤压或困难，从而形成流动性不足的状况。

我们旨在通过运用我们的风险框架来承销头寸，从而缓解其中的偿付能力风险。我们会将使用杠杆的高风险策略视为风险更高，因为其收益和回撤都会被放大。无论如何，我们会限制未达到风险评级框架最低门槛的抵押品类型，并据此定期更新这些指标。

{% content-ref url="/pages/e1431f3933808b438e2f20dfbaa5c7dc1fe34439" %}
[当前产品线](/docs/products/zh/vault-products/current.md)
{% endcontent-ref %}

## 合作金库

Steakhouse 是最具要求的金融科技公司、银行、托管机构和各类机构创建收益计划的领先合作伙伴。

对于合作金库，我们通常会共同打造产品，使其成为专门定制并贴合其需求的方案。因此，它们并不完全属于某条产品线。

{% content-ref url="/pages/01bf535deaacdffcf883f644e58c6892626ebee3" %}
[合作金库](/docs/products/zh/vault-products/partnership-vaults.md)
{% endcontent-ref %}

## 传统金库

传统金库仍在运行，但在 Steakhouse 的优先级已被降低。尽管如此，我们大多数金库具备无需许可且不可篡改的特性，因此它们仍然可用。我们建议从这些产品迁移到更新版本。对于希望继续使用它们的客户，我们提供支持方案。

{% content-ref url="/pages/339a602b740301694856d3e249d6bbe1f0eafaef" %}
[旧版金库](/docs/products/zh/vault-products/legacy-vaults.md)
{% endcontent-ref %}

*每位存款人均确认已阅读并理解我们的* [*免责声明*](https://www.steakhouse.financial/docs/documents/disclaimers/vaults)*。所有 Steakhouse Vaults 均由 Carniceria Tropical SA 策划并运营。*


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