> For the complete documentation index, see [llms.txt](https://steakhouse.financial/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://steakhouse.financial/docs/products/zh/vault-products/current.md).
# 当前产品线
Steakhouse Financial 目前维护三类活跃的保险库产品系列。Prime Vaults（原 Steakhouse 品牌）面向机构存款人，采用蓝筹抵押品、Morpho Sentinel 保护，以及由 Aragon DAO 守护者强制执行的 7 天操作时间锁。High Yield Vaults（原 Smokehouse 品牌）接受更广泛的抵押品范围，包括另类资产，收取 10% 的绩效费，并使用 3 天时间锁。Turbo Vaults 基于 Morpho Vaults v2 运行，配备自定义适配器注册表，通过杠杆循环和 carry 策略追求最高收益。
### Prime Vaults
Prime 保险库（原 *Steakhouse）* 系列旨在达到机构级标准。因此，仅考虑纳入蓝筹资产。这些资产既可以是加密货币（ETH 和 wstETH、代币化 BTC），也可以是传统金融资产（wUSDM、USYC 等）。
资产筛选取决于借出资产的质量，这意味着借出资产质量越高，所承担的抵押品风险就越低。借出资产的质量会根据我们的 [抵押品风险框架](https://www.steakhouse.financial/docs/risk-management/collateral/collateral-standards).
保险库本身的设计使用了 Morpho 提供的保护功能。任何抵押品上线选择通常都会提前公布。流动性提供者享有长达 7 天的时间锁，并且 [一个 Aragon DAO 守护者](https://forum.morpho.org/t/steakhouse-metamorpho-vaults-are-upgrading-their-guardian-setups-to-fully-trustless/527)，这意味着他们可以轻松否决保险库中的重大变更。
{% content-ref url="/pages/7636d69983c669a9dcc5fee493f4bf7653eaaab9" %}
[Prime 即时](/docs/products/zh/vault-products/current/prime-instant.md)
{% endcontent-ref %}
{% content-ref url="/pages/bfc9abc3ad6440cd37b9634becb88ce7e2c8e9b2" %}
[Prime 期限](/docs/products/zh/vault-products/current/prime-term.md)
{% endcontent-ref %}
### 高收益保险库
高收益保险库（原 Smokehouse）面向不惧另类抵押品类型的开拓者。它将使用广泛的抵押品，使保险库能够接触到尽可能多样化的借贷活动类型。
Smokehouse 保险库的费用通常为 10%，但有时会临时豁免。这反映了运营此类保险库的更高成本，无论是在重新配置还是分析方面。由于目标是根据独特的市场机会为贷款方提供更高的风险调整后收益，因此可能会导致部分关键市场的集中。
从安全角度看，时间锁设置为 3 天，且保险库受 Aragon DAO 守护者保护，这意味着任何流动性提供者都可以轻松否决保险库中的重大变更。流动性提供者应密切关注链上抵押品上线选择，这些选择不一定会提前公布。
{% hint style="info" %}
更多关于 [术语](/docs/products/zh/stablecoin-products/blocks/term.md) 策略
{% endhint %}
{% content-ref url="/pages/c72c44dc21d0789458605b1e890ebcd5c854cc8e" %}
[高收益即时](/docs/products/zh/vault-products/current/high-yield-instant.md)
{% endcontent-ref %}
{% content-ref url="/pages/55b5144ac223c937fe625bce657838076d2f991d" %}
[高收益期限](/docs/products/zh/vault-products/current/high-yield-term.md)
{% endcontent-ref %}
### Turbo
Turbo 保险库建立在我们的 Steakhouse Vault 平台之上，采用 Morpho Vaults v2 架构，并使用我们的自定义适配器注册表，以支持更高风险的策略。
{% hint style="info" %}
更多关于 [Carry](/docs/products/zh/stablecoin-products/blocks/carry.md) 和 [Looping](/docs/products/zh/stablecoin-products/blocks/looping.md) 策略
{% endhint %}
{% content-ref url="/pages/ad8b6a8854b15047be89db3b400425a813b416f8" %}
[Turbo](/docs/products/zh/vault-products/current/turbo.md)
{% endcontent-ref %}
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