> For the complete documentation index, see [llms.txt](https://steakhouse.financial/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://steakhouse.financial/docs/products/zh/vault-products/current/high-yield-term.md).

# 高收益期限

High Yield Term 是 Steakhouse Financial 的固定利率增强收益产品线，目标期限最长可达 3 个月，并在 High Yield Instant 中保留 10% 的流动性缓冲。它接受 CC 评级或更高的抵押品，并将依赖 Morpho 即将推出的定期固定期限贷款产品以及 Steakhouse 自有的 Box 扩展。大多数 High Yield Term 金库目前都处于积极开发中。

## 策略

{% hint style="info" %}
更多关于 [定期](/docs/products/zh/stablecoin-products/blocks/term.md) 策略
{% endhint %}

为（Plus 产品）提供广泛的回购市场和固定收益产品访问。

* [风险评级](https://www.steakhouse.financial/docs/risk-management/collateral/collateral-standards) 底层：CC 或以上
* 最长期限/到期底层：2 年
* 汇总目标期限/到期：3 个月
* 集中度限制：
  * CC 的集中度上限为 25%
  * B 和 BB 的集中度上限为 50%
* 目标流动性缓冲：10%，位于一个 [High Yield Instant](/docs/products/zh/vault-products/current/high-yield-instant.md) 产品
* High Yield Term 产品的费用最高可达绩效费用的 10%

这些金库大多处于积极开发中，并将依赖 Morpho 即将推出的固定期限贷款产品以及我们自有的 Box 扩展。

{% hint style="success" %}
可在 Steakhouse App 中通过筛选以下内容获得 [定期](https://app.steakhouse.financial/earn?vault-tags=Term)
{% endhint %}

<table data-full-width="true"><thead><tr><th width="227.69140625">名称</th><th>货币<select><option value="2N9doBUsSFEP" label="USD" color="blue"></option><option value="KLFXVVeQCMLP" label="ETH" color="blue"></option><option value="cZNfc5Qpp1m7" label="EUR" color="blue"></option><option value="k9q9WmXX0Fyi" label="BTC" color="blue"></option></select></th><th>区块链<select><option value="T53yr6Gx03Lh" label="Ethereum" color="blue"></option><option value="8rufatQiOK8n" label="Base" color="blue"></option><option value="1Mih8C9rrQCA" label="Solana" color="blue"></option><option value="wkpuqMKxcz9y" label="Arbitrum" color="blue"></option></select></th><th>版本<select><option value="1Xp0So8fyVDF" label="Morpho v1" color="blue"></option><option value="0iDLzoUPwdph" label="Morpho v2" color="blue"></option><option value="BrkIhDGIB2XD" label="SHF v1" color="blue"></option><option value="otpXTxAGWHcU" label="Kamino v2" color="blue"></option></select></th><th width="465.32421875">金库地址</th></tr></thead><tbody><tr><td>Steakhouse 高收益定期 USDC Ethereum</td><td><span data-option="2N9doBUsSFEP">USD</span></td><td><span data-option="T53yr6Gx03Lh">Ethereum</span></td><td><span data-option="0iDLzoUPwdph">Morpho v2</span></td><td><code>0xBEEFFFC57A26fD8D3b693Ba025ead597DbECEBfe</code></td></tr></tbody></table>

Plus 金库将构建在我们的 Steakhouse 平台之上，并具有示意性配置，例如 PT 滚动策略：

| 配置             | 敞口  | 风险评级 | 流动性  | 收益  |
| -------------- | --- | ---- | ---- | --- |
| bbqUSDC        | 10% | CC   | 1 天  | 6%  |
| PT-USDai-15JAN | 25% | CC   | 3 个月 | 10% |
| PT-cUSDO-15DEC | 50% | BB   | 1 天  | 10% |


---

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