> For the complete documentation index, see [llms.txt](https://steakhouse.financial/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://steakhouse.financial/docs/risk-management/zh/collateral/layers-pillars-and-criteria/market-rating-layer-3/xin-yong-zeng-ji.md).

# 信用增级

信用增强是 Steakhouse Financial 的市场评级层中的一个衍生评分，它结合了价格波动和 LLTV 评估。它作为链上借贷和投资活动的保障，用于抵御标的资产的信用风险。

一起， [价格波动](/docs/risk-management/zh/collateral/layers-pillars-and-criteria/market-rating-layer-3/jia-ge-bo-dong.md) 评级，经由 [LLTV](/docs/risk-management/zh/collateral/layers-pillars-and-criteria/market-rating-layer-3/lltv.md) 评级的奖励调整后，构成信用增强评级。该信用增强作为链上借贷和投资活动的保障，用于抵御标的资产的信用风险。

如果标的资产存在较高的损失概率，但链上机制确保这些损失会被吸收，那么风险就会得到缓解。

相反，对于没有底层信用风险的加密资产，损失概率将来自对市场参数的激进配置，例如允许高波动资产具有较高的 LLTV。


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