> For the complete documentation index, see [llms.txt](https://steakhouse.financial/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://steakhouse.financial/docs/risk-management/zh/collateral/layers-pillars-and-criteria/platform-rating-layer-2.md).

# 平台评级（第 2 层）

这是 Steakhouse Financial 多层风险评级的第二层。平台评级评估的是将基础资产进行转换的 DeFi 协议。与资产评级不同，平台评级不包含信用风险标准，仅基于两个支柱进行评估：发行方和运营。

平台是将一种加密资产转换为另一种加密资产的层。通常，它是一个去中心化金融协议，允许基础资产被包装、收益被拆分或加杠杆，或用于再抵押。

结果代币的风险取决于去中心化金融协议或应用的质量。这些平台的一个关键特征是其活动完全在链上，用户可以以原子方式与协议交互。其作用范围仅限于与链上智能合约的交互，不涉及从加密货币到法币的出金或价值转移。

然而，作为加密资产使用过程中的关键中介，这些实体可能通过代码漏洞、治理结构或协议变更影响代币的价值。

平台评级不包括信用风险标准；它仅基于另外两个支柱进行评估：发行方和运营。

| 平台层      | 支柱                                                                                                                        |
| -------- | ------------------------------------------------------------------------------------------------------------------------- |
| 平台评级支柱   | [发行方风险](/docs/risk-management/zh/collateral/layers-pillars-and-criteria/asset-rating-layer-1/issuer-pillar-1.md)          |
|          | [运营风险](/docs/risk-management/zh/collateral/layers-pillars-and-criteria/asset-rating-layer-1/operational-risk-pillar-3.md) |
| **平台评级** | **各标准中的最差评级**                                                                                                             |


---

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